Claim Notification
Claims Considerations
- Do not under any circumstances admit liability either verbally or in writing or by paying an admission of guilt fines, your insurers need the opportunity to defend you.
- Advise your broker immediately when you are called on to pay a fine
- It is essential that all claims or possible claims be advised to your broker immediately even if it be by telephone.
- Your insurers have the right to assess a loss.
- Your insurers have the option to repair, replace, reinstate or pay cash.
- Do not dispose of damaged property and/or salvage until authorised to do so.
- Do not repair or replace lost or damaged property without obtaining authority from your broker or an Insurance Official (e.g. Adjuster acting from your insurer.)
- The name of the Third Party, as well as the contact address.
- The registration number of the Third Party’s vehicle.
- The name of the Third Party’s Insurance company and the policy number if possible.
- The name/number of the Police Officer in attendance and the accident report number
- Names and addresses of any witness.
- A photograph of the scene of accident including the damaged vehicles where possible.
- It is essential that you check all Company vehicle drivers’ licences regularly, preferably every 6 months and advise your broker immediately of any endorsements.
